Articles of interest
HRLFC networking lunch with rugby legend
Investing For Tomorrow host HRLFC networking lunch with rugby legend We’ve teamed up with The Halifax Rugby League Football Club to sponsor their ‘Doing the Business’ Networking Club on 22nd June 2017. Held at the Shay Stadium, the event will welcome former New Zealand rugby player, Robbie Hunter-Paul who also captained Bradford Bulls in 1996 and became the fourth player ever to achieve what was a Challenge Cup final record of three tries. As the main sponsors of the event,
The importance of fact finding in financial planning
The importance of fact finding in financial planning A fact-finding interview allows a dedicated financial planner to provide the best service possible to their clients. Working together, fact-finding can provide an abundance of useful information which will identify key elements of a client’s life that can structure their future and help us to recognise how they can fulfil their life’s goals and ambitions. One way that a financial planner will begin a fact-finding exercise is by sending the client a
Bring The Washing In Or Get The Sandbags Out?:
Bring The Washing In Or Get The Sandbags Out?: PROFESSIONAL’S VIEW – NOVEMBER 2015 There is an air of pessimism around at the moment which is proving hard to shift. It mostly centres around the mind-numbingly repetitive question of when the Fed (the US version of the Bank of England) is going to raise interest rates. A bit like the worst version of Bridezilla, if we keep on and on talking about it, when it actually happens it is likely
What Is “Normal” Any More?:
What Is “Normal” Any More?: PROFESSIONAL’S VIEW – DECEMBER 201 In just a few short weeks since our last communication, a number of things have happened to make it even more difficult than usual to forecast what to expect in the coming weeks. The Paris attacks, the downing of the Russian warplane, the ECB announcement on 3rd December and the forthcoming Fed announcement due on the 16th December all have implications of varying degrees on how 2016 is shaping up…and
Will 2016 Be The Year Of Enlightenment?:
Will 2016 Be The Year Of Enlightenment?: PROFESSIONAL’S VIEW – JANUARY 2016 At the time of writing this, we’re less than a week into the New Year yet it feels that the mood has been set for the rest of it. Before most of us had even got out of bed on the first working Monday after Christmas, the Chinese stock market had suspended trading as their index plummeted 7%, triggering the worst opening sessions for Western markets for more
If It looks Like A Bear, Sounds Like A Bear, and Feels Like a Bear…:
If It looks Like A Bear, Sounds Like A Bear, and Feels Like a Bear…: PROFESSIONAL’S VIEW – FEBRUARY 2016 Last month we wrote the following: “In our opinion, a market correction is a near certainty in 2016. It’s just a question of when, and by how much. And will a correction turn into a full blown bear market? We’re certainly due one.” Silly us. The graph below clearly shows that we’re already in one.
Brexit – It’s Not Whether We’re In Or Out That Will Cause Uncertainty:
Brexit – It’s Not Whether We’re In Or Out That Will Cause Uncertainty: PROFESSIONAL’S VIEW – MARCH 2016 We’d love a Pound (or a Euro for that matter) every time we heard or read the word “Brexit” in the next four months. Its’ coverage will be wider than Demis Roussos’s kaftan in the run- up to June 23rd and we don’t doubt that most people will be growing mighty weary of the in-out debate well before then. But we can’t
Negative Interest Rates – The Unintended Consequences:
Negative Interest Rates – The Unintended Consequences: PROFESSIONAL’S VIEW – MAY 2016 The whole idea of negative interest rates, as introduced by the Bank of Japan recently and mooted (if not actually quite reached) by the ECB, is one that our clients are struggling to understand. With many of us having lived through eras of double-digit mortgage rates it is a concept that belonged strictly in La-La Land. Indeed, even such influential figures as Mark Carney and Janet Yellen (Bank
It’s all About Brexit: At Least for Now
It’s all About Brexit: At Least for Now PROFESSIONAL’S VIEW – JULY 2016 They think it’s all over, well it is now. The referendum that is, and after four months of vigorous campaigning on both sides, it’s probably fair to say that the result came as a surprise to most people, and certainly to markets. A remain vote had been expected by currency traders, right up until just after 10pm on Thursday night with Sterling rising to 1.50 against the
After The Speculation – The Reality:
After The Speculation – The Reality: PROFESSIONAL’S VIEW – AUGUST 2016 It’s a few weeks since we awoke on the morning of Friday June 24th to the news that the UK electorate had voted to leave the EU. The numbing disbelief was akin to the moment we found out as kids that Father Christmas wasn’t real. What could this mean? In the same way that it meant that we did continue to get presents on Christmas Day, the world has
A Correction Is Coming:
A Correction Is Coming: PROFESSIONAL’S VIEW – SEPTEMBER 2016 A Correction Is Coming: These are not our words, but those of BCA Research who have issued a report with that title. After a tremendous rally in markets across the world since Brexit, and with US equities in particular being virtually priced for perfection, trading at average P/E ratios well above the post-1980s average, it will come as no surprise that a correction of sorts is on the cards. If words
We’re In An Ugly Contest:
We’re In An Ugly Contest: PROFESSIONAL’S VIEW – OCTOBER 2016 So the September correction that was forecast didn’t happen. The market equivalent of Hurricane Matthew has passed us by. Does this mean that we can pack our brollies away and enjoy a clear sky Autumn? We’re not convinced. The more that we analyse the markets, the harder it is to find anything that looks good value. Our favourite sectors remain cyber security and robotics from a long term thematic perspective,