Planning for a bigger retirement income Looking forward to having more time to explore faraway places Today, with more Britons living longer and healthier lives,

Pension freedoms Running out of money remains the biggest retirement fear for over-55s Three years on from the pension freedoms revolution, people are saving more for

Retirement rewards Common planning mistakes lead to an opaque future With increasing life expectancy and rising cost of living, the need to plan for one’s

Diversification, diversification, diversification Portfolio building requires different characteristics to evaluate There are many ways to invest and different types of investments. But when looking to

Retirement wealth What’s the right answer for you? The first increase in minimum automatic enrolment (AE) workplace pension contributions came into effect on 6 April[1].

Financial freedom Deciding what to do with pension savings – even if you’re still working On 6 April 2015, the Government introduced major changes to

Art of bond investing Portfolio balancing, negating stock market volatility and lowering risk A bond is an IOU, typically issued by a government or company (an

State Pension New changeover arrangements designed to be simpler than the old system The State Pension changed on 6 April 2016. If you reached State

Have you considered whether you or a relative may need to enter residential care or a nursing home in the future?    Most will have

Cultivating the art of patience Sticking with a long-term commitment to your investments The longer you’re prepared to stay invested, the greater the chance your

Protection matters Families face a precarious situation if the worst were to happen Everyone’s circumstances are different, but most people start to think about cover

Investment trusts Public company aiming to make money by investing in other companies Investment trusts, unlike unit trusts, can borrow money to buy shares (known