Cultivating the art of patience Sticking with a long-term commitment to your investments The longer you’re prepared to stay invested, the greater the chance your

Protection matters Families face a precarious situation if the worst were to happen Everyone’s circumstances are different, but most people start to think about cover

Investment trusts Public company aiming to make money by investing in other companies Investment trusts, unlike unit trusts, can borrow money to buy shares (known

One in eight will retire with no pension in 2018 Excuses to avoid facing the difficult work of saving for retirement Retirement is one of

Money’s too tight to mention Financial impact on annual retirement income after divorce However, for some couples, no amount of marriage counselling is enough to

This time next year we’ll be ‘million-heirs’ Larger individual wealth and expectation of substantial inheritances Put simply, Inheritance Tax is a tax charged on your

Making the most of your pensions Have you accumulated multiple plans that need reviewing? Consolidating your pensions means bringing them together into a new plan,

Guide to New Tax Year Planning 2018/19 Time to take a tax wealth check? Now that we’ve entered the 2018/19 tax year, a number of

Generous grandparents The bank that likes to say ‘yes’ Forget the Lamborghini – 2.4 million UK grandparents[1] have either raided their pension to support their

Tax relief and pensions Annual and lifetime limits When it comes to managing money, one of the things some people find most difficult to understand

Inheritance Tax Reducing the amount of money beneficiaries have to pay IHT is usually payable on death. When a person dies, their assets form their

2018/19 tax changes New initiatives you need to know Here’s what you need to know about the 2018/19 tax year changes and new initiatives. Personal