Pension freedoms

Pension freedoms Running out of money remains the biggest retirement fear for over-55s Three years on from the pension freedoms revolution, people are saving more for

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Retirement rewards

Retirement rewards Common planning mistakes lead to an opaque future With increasing life expectancy and rising cost of living, the need to plan for one’s

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Retirement wealth

Retirement wealth What’s the right answer for you? The first increase in minimum automatic enrolment (AE) workplace pension contributions came into effect on 6 April[1].

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Financial freedom

Financial freedom Deciding what to do with pension savings – even if you’re still working On 6 April 2015, the Government introduced major changes to

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Art of bond investing

Art of bond investing Portfolio balancing, negating stock market volatility and lowering risk A bond is an IOU, typically issued by a government or company (an

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State Pension

State Pension New changeover arrangements designed to be simpler than the old system The State Pension changed on 6 April 2016. If you reached State

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Future Care

Have you considered whether you or a relative may need to enter residential care or a nursing home in the future?    Most will have

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Protection matters

Protection matters Families face a precarious situation if the worst were to happen Everyone’s circumstances are different, but most people start to think about cover

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Investment trusts

Investment trusts Public company aiming to make money by investing in other companies Investment trusts, unlike unit trusts, can borrow money to buy shares (known

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